Glossary of Investment Terms and Definitions

We’re committed to helping you make informed investment decisions. So, to help you along, we’ve included this glossary of some of the most common terms and definitions you may come across as you prepare to make your investment decisions.

A

Administrator
Annual Information Form
Accrued Interest
Annuity
Asset Class
Asset Mix
Averages and Indices

B

Balanced Fund
Basis Point
Bear Market
Beneficiary
Blue Chip
Bonds
Book Value
Bull Market

C

Commercial Paper
Common Stock
Compound Returns
Consumer Price Index (CPI)
Current Returns
Custodian

D

Deferred Profit Sharing Plan (DPSP)
Defined Benefit (DB) Pension Plan
Defined Contribution (DC) Pension Plan
Discount
Diversification
Dollar Cost Averaging

E

Expense Ratio
Equities

F

Face Value
Fixed Income Securities
Fixed Income Instruments or Vehicles
Fundamental Analysis
Futures

G

Growth Stock

H

Hedge
Holding Company

I

Inflation Risk
Inflation
Investment Company or Fund
Investment Counsellors

L

Lagging Indicators
Leading Indicators
Life Income Fund (LIF)
Liquidity
Locked-in Retirement Account (LIRA)
Locked-In Retirement Income Fund (LRIF)
Locking In
Long-term Bond

M

Major Trend
Market Price
Market Risk
Market Value
Medium-term Bond
Member
Monetary Policy
Money Markets
Mutual Fund
Mutual Fund Manager

N

Net Asset Value
Net Asset Value Per Unit (Unit Price)
New Issue
No-load Fund

O

Options

P

Par value
Pension Adjustment (PA)
Point
Portfolio
Preferred Stock
Price Earnings Ratio (P/E Ratio)
Prime Rate
Prospectus

R

Rally
Rate of Return
Real Estate Investment Trust (REIT)
Real Rate of Return
Recordkeeper
Registered Retirement Income Fund (RRIF)
Registered Retirement Savings Plan (RRSP)
Rule of 72

S

Securities or Investment Dealer
Securites
Senior Bond Issue, Senior Debt
Short-term Bond
Split
Stock Dividend
Stocks

T

T-Bills
Thin Market
Trustee

U

Unit
Unitholder

V

Valuation Day
Vested Benefits (Vesting)
Volatility

Y

Year’s Maximum Pensionable Earnings (YMPE)